Money Money Money...

Americans have strange financial practices they make you pay for being careful and paying your loans on time...
A young Yankee is supposed to be capricious and careless and so he gets the loans at lower rates...but as he grows up..he gets married , grows his family and becomes more responsible and hence derives loans at very high premium rates.....
Once again as he grows old he tends to forget things and therefore manages money at pretty cheap rates....

Quite a price.....